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Welcome to The Prudent Pinay blog!

Hi guys! Welcome to The Prudent Pinay blog! I'm Cathy, a Pinay Financial Literacy Advocate. Let me share with you my journey towards financial freedom. From time to time, I will be giving out tips and  tricks on how to save, where to invest and anything related to personal finance. I hope to inspire you and make a difference in your life. Together, let's attain Financial Freedom!  Shall we? :)

"Tips on Budgeting using GCASH App"


It's true that budgeting is never easy. 

It will really take you a lot of discipline and determination and a little bit of sacrificial wants you used to enjoy before. But with the help of GCASH, budgeting is now made easy!

Sharing with you the list of GCASH functionalities that I personally used in budgeting, saving and even investing. Hope it will be useful to you as much as it did to me. :)

1. GCASH can be used to buy "LOAD" for yourself, your friends, co-worker, loved ones and even strangers. It has a 5% rebate on all load combos. It could be your mini e-load business. Amazing isn't it?!

2. Maximize the use of "BANK TRANSFER" since it has a zero (0) transaction fee. It could be to start building up your emergency or travel fund or transfer payment to family members or even online suppliers, if you're fond of purchasing online items.

3. GCASH app can also be used to "PAY YOUR UTILITY BILLS." No need to go to the bank or payment centers to waste time lining up on long queues. Plus, you could set a reminder in the app whenever it is due. 

4. In case you want to enjoy 10x higher interest rate, try "GSAVE" and make your #ipongoals possible! Amounts deposited will be with CIMB Bank, which is an all digital mobile bank.

5. Lastly, there's "GINVEST" which is handled by ATRAM Trust Corporation, specifically designed for people who are beginners in investment.

If you don't have the app yet, you may download it using my QR code below.

Together, let's attain financial freedom! God bless! :)



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